Economy. Booklet A: Roland Lescure announces a rate increase to 1.7% on August 1
On Wednesday, the Bank of France proposed to raise the rate of Book A from 1.5% to 1.7% and to maintain the rate of Book A to 2.5%
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Summary
On Wednesday, the Banque de France proposed to raise the rate of Book A from 1.5% to 1.7% and to maintain the rate of Booklet d'saving populaire (LEP) at 2.5%. The director of economic studies at the IESEG School of Management, Éric Dor, and the director of the Cercle de l'savings, a think tank backed by an insurer, Philippe Crevel, both scored on a new rate of 1.8%. This rise is the logical consequence of the surge in inflation in the spring, which peaked at 2.4 per cent over a year in May, according to INSEE, as a result of the war in the Middle East.
Furthermore, In plain terms, since the beginning of the year, the French have plucked more in their regulated savings than they have deposited money there. After a plateau of 3% reached three years ago, the rate of Book A was gradually reduced to 1.5% on 1 February 2026. In August, this could rise to 1.7%, the institution said.
In addition, The consequence of a return to inflation in recent months (1.8 per cent in June according to INSEE), linked in particular to the rise in energy prices - and in particular fuels - in the wake of the war in the Middle East. The proposal must be endorsed by Bercy during the day, with a view to bringing the updated rates into force on 1 August. The Minister of Economy and Finance followed the institution's recommendations again and decided to maintain it at 2.5%.
Moreover, The match has been unbalanced for several quarters, since the Euro Life Insurance Funds, with guaranteed capital like Book A, offer an average remuneration of 2.63%.
Cross-referenced from 5 sources.
Factual coreconfirmed by several independent voices
On Wednesday, the Banque de France proposed to raise the rate of Book A from 1.5% to 1.7% and to maintain the rate of Booklet d'saving populaire (LEP) at 2.5%.
reliability high5/5 sourcesThe director of economic studies at the IESEG School of Management, Éric Dor, and the director of the Cercle de l'savings, a think tank backed by an insurer, Philippe Crevel, both scored on a new rate of 1.8%.
reliability moderate2/2 sourcesThis rise is the logical consequence of the surge in inflation in the spring, which peaked at 2.4 per cent over a year in May, according to INSEE, as a result of the war in the Middle East.
reliability moderate2/2 sourcesIn plain terms, since the beginning of the year, the French have plucked more in their regulated savings than they have deposited money there.
reliability moderate2/2 sources
Reported detailssecondary facts, each attributed to its source
After a plateau of 3% reached three years ago, the rate of Book A was gradually reduced to 1.5% on 1 February 2026.
according to BFMTV — News 24/7In August, this could rise to 1.7%, the institution said.
according to Le Figaro — ActualitésThe consequence of a return to inflation in recent months (1.8 per cent in June according to INSEE), linked in particular to the rise in energy prices - and in particular fuels - in the wake of the war in the Middle East.
according to Le ParisienThe proposal must be endorsed by Bercy during the day, with a view to bringing the updated rates into force on 1 August.
according to Ouest-France — À la UneThe Minister of Economy and Finance followed the institution's recommendations again and decided to maintain it at 2.5%.
according to BFMTV — News 24/7The match has been unbalanced for several quarters, since the Euro Life Insurance Funds, with guaranteed capital like Book A, offer an average remuneration of 2.63%.
according to Ouest-France — À la UneA minimum, according to Eric Dor and Philippe Crevel, who estimated that this rate could have been raised up to 2.8%.
according to Le Progrès" It is a break from the cycle of decline started on February 1, 2025," he insists.
according to Le ParisienThe bowl of air for savers of Book A is not necessarily of the taste of bankers, who earn some of the interests and market a competing product, more rewarding for them: life insurance contracts.
according to Le Progrès
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The director of economic studies at the IESEG School of Management, Éric Dor, and the director of the Circle of Savings, a think tank..
omitted byRight sidecovered byCenterIt then gradually declined from 2025 until it reached 1.5% in early 2026.
omitted byRight sidecovered byCenterRight sideAccording to figures from the France Insurers federation, the contracts accumulated 2,162 billion euros at the end of May (or 117 billion euros)
omitted byRight sidecovered byCenterRight sideThis rise is the logical consequence of the surge in inflation in the spring, which peaked at 2.4% over a year in May, according to..
omitted byRight sidecovered byCenterRight sideThe 58 million livret A accumulated at the end of May 444.6 billion euros, according to the latest figures shared by the Caisse des dépôts, which..
omitted byRight sidecovered byCenterRight side
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