Debate about sick leave: health insurance companies: Long failures are the biggest cost drivers
Illness Day is paid and thus mainly affects people with long-term illnesses - now with 21.6 billion euros to the largest..
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Summary
Sickness Day is paid and thus mainly affects people with long-term illnesses - now with 21.6 billion euros to the largest spending positions of the statutory health insurance at all. In 2025, more than a quarter of all absences were due to the receipt of health benefits. Otherwise, we will continue to pay this bill for many years – and behind everyone stands the long suffering of an affected person. The total sick leave remained stable at 6.1 percent in 2025.
Furthermore, The sick pay days have increased in the past ten years by 24.4 percent. According to the BKK, the sick pay counts - this only from the 43rd. An analysis by the BKK umbrella association of company health insurance funds on sickness notes has shown that not short colds, but long serious diseases are the major cost drivers for statutory health insurance. “It is the long, often musculoskeleton and mentally induced failures that become the actual cost driver,” said Anne-Kathrin Klemm, director of the BKK umbrella association.
In addition, In addition, the mandatory presentation of a medical certificate of incapacity for work from the first day of illness is to be introduced as a legal rule - instead of on the fourth day as before.
Cross-referenced from 2 sources.
Factual coreconfirmed by several independent voices
Sickness Day is paid and thus mainly affects people with long-term illnesses - now with 21.6 billion euros to the largest spending positions of the statutory health insurance at all.
reliability low1/2 sourcesIn 2025, more than a quarter of all absences were due to the receipt of health benefits.
reliability low1/2 sourcesOtherwise, we will continue to pay this bill for many years – and behind everyone stands the long suffering of an affected person. The total sick leave remained stable at 6.1 percent in 2025.
reliability low1/2 sourcesThe sick pay days have increased in the past ten years by 24.4 percent.
reliability low1/2 sourcesAccording to the BKK, the sick pay counts - this only from the 43rd.
reliability low1/2 sourcesAn analysis by the BKK umbrella association of company health insurance funds on sickness notes has shown that not short colds, but long serious diseases are the major cost drivers for statutory health insurance. “It is the long, often musculoskeleton and mentally induced failures that become the actual cost driver,” said Anne-Kathrin Klemm, director of the BKK umbrella association.
reliability low1/2 sourcesIn addition, the mandatory presentation of a medical certificate of incapacity for work from the first day of illness is to be introduced as a legal rule - instead of on the fourth day as before.
reliability low1/2 sources
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